Terms & Conditions

Please review our Terms & Conditions carefully before applying for any commercial financing products or business lending services.

Read Terms Contact Support

Loan Terms & Conditions

Loan Amounts

Working Capital Loans: $25,000.00 – $2,000,000.00
Commercial Real Estate Loans: $250,000.00 – $25,000,000.00
Equipment Financing: $50,000.00 – $10,000,000.00
Business Expansion Loans: $100,000.00 – $15,000,000.00
Invoice Financing: Up to 90% of eligible invoice value
Acquisition & Merger Financing: $500,000.00 – $50,000,000.00

Interest Rates (APR)

Working Capital Loans: Starting from 6.25% APR
Commercial Real Estate Loans: Starting from 5.50% APR
Equipment Financing: Starting from 5.95% APR
Business Expansion Loans: Starting from 6.50% APR
Invoice Financing: Rates based on invoice value and repayment terms
Acquisition & Merger Financing: Customized pricing based on transaction size and borrower qualifications

General Terms

1 Loan Terms: Financing terms typically range from 12 months to 25 years, depending on the loan product, financing purpose, collateral, and borrower qualifications.
2 Approval & Funding: Applications are reviewed promptly, with funding available upon successful underwriting, documentation, and final approval. Processing times vary based on loan complexity.
3 Early Repayment: Most commercial loan products allow early repayment. Prepayment terms, if applicable, will be disclosed in your loan agreement.
4 Security Requirements: Depending on the financing solution, collateral, personal guarantees, or other forms of security may be required as part of the approval process.
5 Customized Repayment Plans: Repayment schedules are structured to align with your business's financial position and may be tailored to support operational cash flow and long-term growth.

Eligibility Requirements

Basic Qualifications

Business must be legally registered and operating in its jurisdiction.
Minimum of 12 months in business (requirements may vary by loan product).
Demonstrated ability to repay the requested financing.
Good business and/or personal credit history, depending on the financing program.
Eligible businesses operating in approved industries are welcome to apply.

Required Documentation

Government-issued photo ID for the business owner(s) or authorized signer(s).
Business Registration or Certificate of Incorporation.
Employer Identification Number (EIN) or Taxpayer Identification Number (TIN).
Business bank statements (last 3–6 months).
Business financial statements and/or recent tax returns.
Additional documentation may be requested based on the loan type and underwriting requirements.

Application Process

Apply Online

Complete our secure online application by providing your business details, financing requirements, and supporting information.

Documentation & Underwriting

Our lending specialists review your application, verify the required documentation, and assess your financing needs to determine the most suitable loan structure.

Credit & Approval

Once the underwriting process is complete, you'll receive a financing decision along with customized loan terms based on your business profile and eligibility.

Funds Transfer

After accepting the financing agreement and completing all closing requirements, approved funds are disbursed to your designated business account.

Application Processing Timeline

Application Acknowledgement: Within 1 business day
Documentation & Underwriting Review: 2–5 business days
Credit Decision & Loan Approval: Typically within 5–10 business days
Funding: Following execution of the loan agreement and satisfaction of all closing conditions

Ready to Apply?

Now that you've reviewed our terms and conditions, you're ready to start your loan application process.

Apply Now Calculate Loan

Need Help Understanding Our Terms?

Our customer support team is here to help clarify any questions about our terms and conditions.

Contact Support Call Now